Lowes Credit Card which is owned by GEMB (GE money bank) offers us 2 versions of card. The only difference between them is that one of them is meant to be used by a regular customer, and the second is for business customers only. Lowe's offers rather attractive features for its cardholders.
Features & Benefits
Lowes
Having Loves Card is a great benefit. Let's find out why:
No annual fee
APR of 21.9%
Online request for credit balance refund
Grace period of 26 days Low monthly payments
Online request for credit balance refund
Grace period of 26 days
- Addition of authorized users without any charge - Three versions of card design - E-bill facility to receive online bills - Card replacement service - Facilitation of credit line change - Online card account access is protected by the Secured Socket Layer
Restrictions
If you are going to have a Lowes Credit Card, you should also know everything about it's restrictions. They are:
* The cards do not offer any inaugural APR.
* Payments dispatched by mail take seven to ten days in processing.
* Requests for changing the due date of payments are not entertained.
* Gift cards are not accepted as a mode of making card payments.
Want to Apply for the Card?
Applicants who have a fair credit history usually receive approval for the credit card.Important factors, such as income of the applicant are also taken into consideration before giving the approval. As usual, 7 out of 10 applicants get approved. The approval of the Lowes Credit Card takes about 2 weeks.
Lowes Credit Card Lowes
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